Archive for February, 2009

Sun Prairie Ranch Home – Short Sale

Friday, February 27th, 2009
A great opportunity to own this low maintenance Sun Prairie ranch.

www.RockRealtyWI.com

Find Wisconsin MLS Listings

Land – Great Lot – Bring your builder

Friday, February 27th, 2009
A very nice Janesville 1/4 acre lot. Great neighborhood.

 

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Wisconsin Foreclosure Options – What should I do now?

Friday, February 27th, 2009

 

What are my options to foreclosure in Wisconsin?

1. Make the payments:

 Your best option of course is to bring your mortgage current by paying back payments

(arrears) due and any interest or fees assessed.

• If you are only behind a payment or two, talk to your lender. They will help you set up

a payment plan to get caught up, save your home and save your credit.

 

2. Sell your home:

If you have suffered a life altering occurrence (job loss, injury, divorce, death of spouse,

etc) and cannot make payments, list your home with a local Realtor® and try to sell it.

Rock Realty has licensed Realtors® on our staff that will take care of all of the details.

Call us at (877)774-ROCK  for a FREE property evaluation.

• It is important that you make this call early in your foreclosure process.

 

3. Work with Rock Realty: OUR SERVICES ARE FREE!

Rock Realty will negotiate with your bank to convince them to accept a lower amount

then what is owed.  This is called a Short Sale.

 If you owe more than the house is worth, and/or have a second or third mortgage, you

want to prevent foreclosure and get a fresh start, a short sale may be your best option.

It does require you to vacate the home, but it will prevent further credit damage, stop

foreclosure and allow you to move forward with your life.

 

Call us today for a free consultation.

TAKE ACTION NOW!!

THE WORST THING YOU CAN DO IS NOTHING.

OUR SERVICES ARE FREE, CALL US TODAY FOR A

FREE NO OBLIGATION CONSULTATION

(877)774-ROCK (7625)

http://www.RockRealtyWI.com

 

Escape Foreclosure! Call Rock Realty for all of your short sale needs.

Friday, February 27th, 2009

  WORRIED ABOUT FORECLOSURE?

We want you to realize that your situation is not hopeless, regardless of what you might be thinking or may have been told by others. Your lender is not looking for an excuse to foreclose. The truth is most lenders would rather have you keep your home and keep making payments each month. You are not alone. Thousands of people across Wisconsin have similar issues with their mortgages every year.

The most important key to resolving your situation is being proactive. Even if your mortgage payments are just a few months behind, your lender has probably already started foreclosure proceedings against you. Doing nothing is the fast track to foreclosure. Thousands of dollars in penalties and legal fees may be added to your balance due. The longer you wait, the harder it is for us keep foreclosure off of your records.

 WHAT IS A SHORT SALE?

You may have heard of a transaction called a short sale. This is just one tool that Rock Realty uses to help home owners keep foreclosure off of their credit. With a short sale, sellers avoid having to go through a lengthy foreclosure process and prevent the impact of a foreclosure on their credit score.

A short sale occurs when a lender agrees to take less than the amount owed to payoff a loan as an alternative to foreclosure. Lenders know that it will cost them a significant amount of money to take a property back. We can often convince them that they will be better off financially if they sell the property now rather than taking the home through foreclosure and trying to sell it later. So, a short sale can actually be good for them.

WE CAN HELP! 

Our first priority is to help homeowners overcome the obstacles that could result in the loss of their home. We specialize in helping homeowners who have fallen behind on their mortgage payments. We’ve helped people in Dane County and Rock County. You deserve a fresh start. If you are facing the possibility of foreclosure and you live in South-Central Wisconsin, we can help you.

The first step is looking through our FRESH START PACKET.

 Fresh Start Packet

 

www.RockRealtyWI.com