Posts Tagged ‘Safety’

Q&A: Emergency Preparedness for Homeowners

Thursday, June 17th, 2010

Part 4 of 4 on Emergency Preparedness.  You may still have some questions on preparing for an emergency.  Read through the Question and Answer article below.  You may just find your answer there.

I hope you enjoyed this small 4 part series of information!

Regards,
Michael Collins – Broker – Rock Realty

Q&A: Emergency Preparedness for Homeowners

Article From HouseLogic.com

By: Mike DeSenne
Published: March 31, 2010

HouseLogic talks to Red Cross disaster response expert Court Ogilvie about emergency preparedness for homeowners.

Emergency preparedness starts at home. Because disasters, from floods and fires to hurricanes and tornadoes, can strike without warning, it’s critical to have a disaster response plan in place almost from the moment you buy a house.

“I really can’t overstate the importance of thinking things through,” says Court Ogilvie, chief of staff to the senior VP of disaster services at the American Red Cross. “Simply put, the biggest tool we have in our disaster toolkit is our brains.”

Homeowners should devote an hour to a family meeting about emergency preparedness. Discuss evacuation and communication (http://www.houselogic.com/articles/create-an-evacuation-and-communication-plan/) in the event of disaster, and take action to assemble an emergency kit (http://www.houselogic.com/articles/create-a-home-emergency-preparedness-kit/). You can make your own kit (http://www.ready.gov/america/getakit/index.html) or purchase a pre-made emergency kit (http://www.redcrossstore.org/Shopper/Product.aspx?UniqueItemId=3). It’s a wise investment of time and money.

“Recent studies suggest that every dollar invested in preparedness nets a post-event return of $4 to $7,” says Ogilvie. “With homes being the biggest investment that many of us will ever make, disaster preparedness needs to be considered as another way to protect that investment.”

Here’s what else Ogilvie had to say about emergency preparedness for homeowners.

HouseLogic: When it comes to disaster preparedness, what’s the last thing homeowners think about that should, in reality, be the first thing they think about?

Court Ogilvie: Typically, preparedness puts a lot of emphasis on consumables–on building a kit and having supplies on hand–and those are certainly important things to do. But there is a sequence to ensuring that you are prepared, and you can’t assemble the right kit until you’ve thought about the people that might use it, why they might use it, and when they might use it.

Most of the threats we face in our homes are predictable–home fires, natural hazards common to our location, gas leaks–things that we would identify as possibilities if we just stopped to think about them before they occurred. So the first thing we should all be thinking about related to preparedness is, what is a possible or likely occurrence in my new home or neighborhood?

So make a plan for it, talk about the possibilities with your family members, and have those conversations well ahead of any emerging threat. This doesn’t have to be some big formal family meeting; it just needs to happen after you get to know your new home and begin to understand some of the things that might threaten it or your family.

HL: When should homeowners start preparing for a disaster?

CO: I’d say you should start to prepare at the closing, but I guess that might be a little early! But certainly you need to start as soon as you get in your home and get to know your surroundings.

Some of the things you might do are standard homeowner things, like ensuring that you have working smoke detectors and understanding how you would get out if there is a fire. But it’s also important to know what’s around you that might create an urgent situation, both inside and outside of your home.

HL: Can you talk a bit about specific disasters?

CO: Each disaster presents a different type of threat, and it’s important that you get to know the most likely threats in your area. There are some great checklists available free of charge that discuss different events.

For hurricanes (http://www.redcross.org/www-files/Documents/pdf/Preparedness/checklists/Hurricane.pdf), the very first thing that the Red Cross suggests is to listen to the radio to stay informed about the storm’s course and to keep abreast of evacuation plans for your community. For tornadoes (http://www.redcross.org/www-files/Documents/pdf/Preparedness/checklists/Tornado.pdf), we suggest that you get to know your community’s warning systems very well, and that you have a safe room identified in your home.

HL: What if I don’t live in a disaster-prone area? Do I still need a plan?

CO: You know, we get this question more than you might think. I suppose it’s because disaster response is defined by these big events–big hurricanes, floods, wildfires–with dramatic images captured by the media. But those events are actually the exceptions.

The majority of disasters in this country affect just a single home. The Red Cross responds to more than 70,000 disasters a year, and most of them are single-family events that don’t even make the local news.

These numbers tell us that preparedness needs to be serious business, but the planning doesn’t have to be all gloom and doom. Many families have fun with the planning activities, and it can certainly take a lot of the fear out of events.

HL: What should homeowners be thinking about in the immediate aftermath of a disaster?

CO: Recent research shows that people think that help will magically arrive at their doorstep within three hours of an event, and that is quite simply not the case. You need to take charge of your own safety, by having a plan, by having the right supplies on hand, and by staying informed.

Post-event, your continued safety is obviously the most critical concern. When you put your plan in place, you should be sure that it includes listening to the authorities, evacuating if that’s what’s necessary, and taking any other steps that authorities are recommending for your particular home or community.

Once you are sure that you are safe, you might think about reporting any dangerous situations that you can safely see–maybe there’s a downed power line–checking on an elderly neighbor, or perhaps notifying loved ones from outside the affected area that you are OK. And if you are out of the area and it isn’t yet safe to return, then stay away.

Mike DeSenne is Online Managing Editor at HouseLogic.com. Living on the East Coast, he’s weathered his fair share of Nor’easters, tropical storms, and hurricanes.
Rock Realty
Rock Solid Real Estate Strategies
PO Box 2444
Janesville, WI 53547-2444
c: 608.921.8536
f: 877.774.7625
Mike@RockRealtyWI.com
http://www.rockrealtywi.com/

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Give Your Community the Gift of Emergency Preparedness

Thursday, June 17th, 2010

Part 2 of 4 on Emergency Preparedness.   Have you thought about creating an disaster plan for your Home Owner’s Association or Subdivision?  It probably would be a good thing to have if it is not already in place.  Take a look at the checklist below.

Regards,
Michael Collins – Broker – Rock Realty

Emergency Vehicle 1

Give Your Community the Gift of Emergency Preparedness

Article From HouseLogic.com

By: Sue Mellen
Published: November 23, 2009

Creating a neighborhood disaster preparedness plan can safeguard your family, neighbors, and property, while strengthening and unifying your neighborhood.

Creating an emergency preparedness plan that helps your condo or homeowners association prepare for the worst could be the most valuable 40 hours you spend volunteering-if a disaster strikes your area. Learn how to combine your organizational and analytical skills with online resources to protect your neighbors during an emergency.

High-profile, destructive natural disasters like Hurricane Katrina, California wildfires, and tornadoes across The Plains make it clear that, wherever you call home, your family and property are always at risk. In fact, according to the Insurance Information Institute (http://www.iii.org/), 2008 nationwide catastrophic losses from hurricanes totaled $15.2 billion, while losses from tornadoes calculated at $10.5 billion.

Getting ready for the worst is a worthwhile effort, says Gary Poliakoff, a partner with the law firm Becker and Poliakoff of Fort Lauderdale, Fla., who speaks and writes extensively about disaster planning.

“You may spend 40 or 50 hours creating a disaster plan, but the payoff is enormous. It could help you safeguard lives, property, and a lifestyle you love,” Poliakoff says.

Start planning at social function

The idea of billion-dollar losses may make you want to hit the panic button and gather neighbors to start immediately laying out a disaster plan for your neighborhood or HOA. But, it may be best to make square one a neighborhood block party or potluck dinner, says Diana Rothe-Smith, executive director of the National Voluntary Organizations Active in Disasters (http://www.nvoad.org/Default.aspx) (National VOAD).

An informal gathering can help you figure out who really wants to get involved and assess your neighbors’ needs in an emergency. For instance, you may find out that Mr. Jones doesn’t drive and will need a ride during an evacuation or that Ms. Smith is a paramedic who’s taken a course in emergency preparedness.

Once you’ve identified other disaster-planning activists in the neighborhood, form a committee to create your community emergency plan. In a homeowners association, include board members and representatives from the property management company, if you use one. Also include anyone with skills that might prove useful both pre- and post-disaster, such as doctors, nurses, emergency first responders, and carpenters.

Two categories of disaster planning

A good community disaster plan covers two areas, according to the Community Associations Institute (http://www.caionline.org/info/readingroom/Pages/NaturalDisasters.aspx):

·Business continuity: Ensuring an association can continue to provide services to the community.

          •Public safety: Protecting people and property and aiding in relief efforts post-disaster.

Business continuity planning should cover:

Protecting important association records. Both digital and hard-copy records–including governing documents, building plans, financial documents, contracts, bank accounts, insurance policies, and contact information–should be kept in a safe, separate location.

Keeping a list of vendors. Know who your important vendors are and how to reach them after an emergency.

Contracting with vendors ahead of time to ensure speedy, cost-effective services after a disaster strikes. Make sure vendors know how to contact your community after an emergency, says Kathryn Danella, general manager at the Boca Raton Community Association, Boca Raton, Fla.

Poliakoff says public safety planning should include:

Creating a disaster plan. Do a risk analysis of potential consequences of a storm and develop a complete disaster plan. Get help in creating a plan from Citizen Corps (http://serve.gov/toolkits/disaster/index.asp), the community preparedness division of the Federal Emergency Management Agency. FEMA (http://www.fema.gov/about/contact/statedr.shtm) can also help you locate state emergency-services organizations, who in turn can refer you to local experts and disaster planning resources.

Designating evacuation routes. Establish clear building and community evacuation routes and provide copies of routes to all community members.

Checking emergency generators and supplies. Be sure emergency generators work and have adequate fuel supplies. Stock a community emergency storeroom with other supplies.

Keeping a list of owners, employees, and local relief personnel. Have a current, hard-copy reference list with the names and contact information for all property owners. Besides providing relief, local organizations can provide training for committee members. You can even do your training online by watching the American Red Cross’ disaster planning course (http://www.redcross.org/flash/course01_v01/).

Planning for post-disaster cleanup. Have a plan for speedy removal of debris, repair of vital structures, and remediation of water-soaked drywall and carpeting.

Sue Mellen is president of YourWriters.com and co-founder of BizPublisher.net. In her 30-year career she has written about every subject on the planet, including real estate. She splits her time between a townhome in blizzard-prone northern Massachusetts and a home in hurricane-prone Florida.
Rock Realty
Rock Solid Real Estate Strategies
PO Box 2444
Janesville, WI 53547-2444
c: 608.921.8536
f: 877.774.7625
Mike@RockRealtyWI.com
http://www.rockrealtywi.com/

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Create a Home Emergency Preparedness Kit

Thursday, June 17th, 2010

This is Part 1 of a 4 Part series on being prepared for emergencies.  Below you will find great information on putting together a kit for you and your family.  Emergencies can strike at any time, and by being prepared, you can lessen the impact.  In the process, you may even save someone’s life!

Regards,
Michael Collins – Broker

Tool box 2

 

Create a Home Emergency Preparedness Kit

Article From HouseLogic.com

By: Wendy Paris
Published: August 28, 2009 

Having a home emergency preparedness kit could be the key to your family’s safety if disaster strikes.

Preparing a home emergency preparedness kit you hope never to use may seem like a waste of time and money. But when disasters happen that are beyond your control, you can take charge of how you respond. “What became clear in Hurricane Katrina is that in big events, the government isn’t going to come to your aid right away. You have to be prepared to take care of yourself,” says Rick Bissell, PhD, a professor of emergency health services at the University of Maryland, Baltimore. According to a 2008 FEMA survey, more than half of all U.S. households have some sort of disaster preparation in place. If yours isn’t one of them, here’s what you need to do.

First, make sure important papers are in order

If a flood destroys your home, you could spend weeks or even months just trying to re-create the essential documents you’ll need to get back on track. That’s why it’s critical to have backups of important papers, including the deed to your house, proof of insurance, medical records, passports, social security cards, and a list of personal contacts. Keep one copy at home in a portable case and another offsite in a safe place. And while you’re at it, use the opportunity to check whether your insurance (http://www.houselogic.com/articles/homeowners-insurance-time-for-annual-check-up/) is up to date. “People often don’t know what their homeowners’ insurance policy covers, and most don’t cover flooding,” points out Bissell. Find out what hazards your area faces, and make sure you’re protected against them.

Tailor a preparedness kit to your personal needs

Humanitarian organizations and government aid agencies offer guidelines (http://www.READY.GOV) for creating an emergency preparedness kit. But along with the basics like food and water, it’s important to have what you need for your particular situation. You may not need extra blankets in southern California, but you do need escape ladders in case of wildfire. And you’ll want extra extra blankets to survive a winter power outage in Maine.

Think about what you need for the safety of your house, too. Knowing where to find the main electrical and water shutoffs-and having the right wrench to turn them-can make the difference between a house that weathers the storm and one that experiences catastrophic flooding or fire.

A basic emergency preparedness kit

FEMA (http://www.fema.gov/plan/prepare/supplykit.shtm) recommends you keep a “grab and go” bag with these items in case you need to evacuate:

Water: One gallon per person per day for at least three days, for drinking and sanitation; double if you live in a very hot climate, have young kids, or are nursing. Bottled water is best, but you can also store tap water in food-grade containers or two-liter soda bottles that have been sanitized. Factor in your pet’s water needs, too.

Food: At least a three-day supply of nonperishables and a can opener. Pack protein, fruit, and vegetables, but make sure they’re in a form you actually like-it’s bad enough not to have access to fresh food without also having to subsist on nothing but canned tuna. Include treats like cereal bars, trail mix, and Tootsie Rolls. Store food in pest-proof plastic or metal tubs and keep it in a cool, dry place.

Flashlights and extra batteries: “Candles are not recommended because there are many house fires caused by candles left unattended,” says David Riedman, a public affairs officer with FEMA.

First-aid supplies: Two pairs of sterile gloves, adhesive bandages and sterile dressings, soap or other cleanser, antibiotic towelettes and ointment, burn ointment, eye wash, thermometer, scissors, tweezers, petroleum jelly, aspirin or non-aspirin pain reliever, and stomach analgesics such as Tums, Pepto-Bismol, and a laxative. (All those Tootsie Rolls can be hard to digest.)

Sanitation and hygiene supplies: Moist towelettes, paper towels, toilet paper, garbage bags, and plastic ties. You might also want travel-size shampoo, toothpaste/toothbrush, and deodorant.

Radio or TV: Keep a portable, battery- or crank-operated radio or television and extra batteries to remain connected in case the power goes out, as well as an extra cell phone charger. You can buy a good emergency radio online from the Red Cross (http://WWW.REDCROSSSTORE.ORG).

Plastic sheeting, duct tape, and dust masks: In case you need to seal your home or shelter from airborne contaminants.

Extra items: A whistle to signal for help, a favorite toy or other comfort items for kids.

Cash.

Update your kit as your needs change, and replace food and water approaching its expiration date. You might pick a specific time each year to check, such as before hurricane season in the south or after Thanksgiving if you live in the north.

 Wendy Paris is a New York-based writer whose work has appeared in This Old House magazine and other publications. She keeps chocolate chips on hand in case of emergency.

Rock Realty
Rock Solid Real Estate Strategies
PO Box 2444
Janesville, WI 53547-2444
c: 608.921.8536
f: 877.774.7625
Mike@RockRealtyWI.com
http://www.rockrealtywi.com/

Follow us:
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www.facebook.com/RockRealtyMike